Sunday, August 29, 2010

Need more money




Number 22

It’s the beginning of the week and I just return from church. It was a good sermon, getting that man-eating GATOR out of your life to a better life of financial freedom. It’s easier to say than to do. It’s hard, really, really hard to save and buy. The price of fresh fruit and vegetables is ridiculous. I brought a bag of grapes and cherries and each bag costs $6.99 a piece. Jesus, how can anyone afford fresh food? A gallon of milk is now $4.00 to $5.00. Eggs, if you can eat them after the worst recall in many years, will go up in price because you will have to buy organic. Organic, sure, that’s probably tainted too. What now, aspirins, beef? You hear that they, the establishment, wants you to eat better, but the food being produced is in the worst state since the 60s. I don’t know if they realize it, but families are buying their food at McDonalds, since you can still get a Happy Meal for $2.50 instead of going to the grocery store buying the beef ($4.00, maybe), a bag of frozen vegetables ($2.50) and a box of Hamburger Helper (If on sale at Wal-Mart for $2.50) to feed a family of four for a week. It’s not going to last a week, so the $9.00 will last maybe two days. Remember, Mom and Dad is taking it to lunch since the kids can get free lunch or reduced lunch at school, in most cases. In the end, paying $9.00 for two days is cheaper than paying $20.00 at McDonalds, but how long will you eat hamburgers. It’s hard and it does get boring to eat the same thing over and over again. As Dave Ramsey says, “Rice and Beans,” Rice and Beans.” It’s hard, but don’t give up. I don’t like it either. I fixed the Italian Hamburger Helper one Sunday and by Wednesday, because I was eating it everyday for lunch and dinner, I was sick and tired of it. I mean sick and tired. I made dinner last Sunday, (yes, got damn it! – I do cook) and will make that sucker last all week for lunch and dinner. I will get sick and tired of it, but I’m sick and tired of being broke. I’m tired of paying bills (except my mortgage and daughter’s college expenses – it’s worth it). I’m tired of looking at items I brought, who knows when, and still now using it to its fullest. I wasted my ding dong money.

We need money and we need it fast and for the future. Let’s stick to a plan and buy these books from these authors who are really, really trying to get the economy moving and help us to become better at our finances.


At least these books I am offering you are cheap and at least we can help and stay on a “non alligator” financial sinking ship and save us some MOOLAH.

JESSE B. BROWN
PAY YOURSELF FIRST:
The African American Guide to Financial Success and Security - $9.99


MICHELLE SINGLETARY
THE POWER TO PROSPER: 21 Days to Financial Freedom - $9.99

SPEND WELL, LIVE RICH: How to Get What You Want with the Money You Have - $9.69

YOUR MONEY AND YOUR MAN: How You and Prince Charming Can Spend Well
and Live Rich - $9.89

If you live in the Washington, DC area, you will note that Michelle writes a column on money issues for the Washington Post and it’s very good.


KIMBERLY SEALS-ALLERS
THE MOCHA MANUAL TO TURNING YOUR PASSION INTO PROFIT: How to Find and Grow Your Side Hustle in Any Economy - $10.99

Now that you have read a few financial books, get some good old fashioned urban fiction on:

MEESHA MINK
DESPERATE HOODWIVES: An Urban Tale - $10.99 - - Quote from Amazon - This is the first book of a drama-drenched new series about four unforgettable women who will do anything to escape the hood.

Aisha has what every other ghetto girl envies: a loving man who supplies her with all the fashion, money, and accessories that scream "hood success." Now that her husband's in jail, Aisha may have to put something more precious than her designer gear up for sale in order to maintain her image.

Devani knows she's found her way out of the hood when she sleeps with Tyrik, a star pro athlete. When Tyrik's calls get further and further apart, Devani's mother suggests the perfect scheme: become his baby momma. Will Devani's plans force her man to commit, or backfire?

Molly is so in love with her husband, Junior, that she doesn't care if she's the only white girl in the hood. Blinded by her love, Molly lets everyone walk all over her. But Junior may cross the line, forcing Molly to give back all the abuse she's taken.

Lexi has five children - and four broke baby daddies. Now she is married to Luther, Mr. Right in every way but in the bedroom. Determined to finally provide a good man for her kids, Lexi must struggle to fight her cravings for sex with her ex. Will she stay faithful to her husband or give in to a passion that may very well prove deadly?

JACQUELINE M. SMITH
I WAS YOUR FOOL - $5.59 - - - There are some pretty bad comments about this book on Amazon, but then one’s opinion does not mean it’s bad. There was one who said she would recommend it and it is not the continuing story of “I Am You Fool” by the same author. Give it a try and provide feedback on Amazon of what you think.

KAYLA PERRIN
GETTING EVEN - $7.96 - - - Claudia, Annelise and Lishelle have been screwed over and in a very big way. They all get together, like in the movie, “Waiting to Exhale,” to plan revenge on these men who done them wrong. It’s kind of funny.

SPRING BREAK - $9.99 - - - I just got finish reading this books and I am a fan of Kayla’s writing style. She gets to the point. It’s a fast read with a good ending.


And don’t forget - -

PAT G’ORGEWALKER
DON’T BLAME THE DEVIL - $9.60 – It comes out August 31.

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